Protection
- No-Obligation Initial Consultation
- Specialist Mortgage Advice Tailored to You
- Access to a Wide Range of Lenders and Deals
Get in touch today for a free, no-pressure chat to see how we can support you in finding the right mortgage for your new home.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Self-Employed Mortgages – Made Simple
Being self-employed shouldn’t stop you from securing the home of your dreams. While applying for a mortgage when you’re your own boss can be a bit more complex, it’s entirely achievable—especially with expert guidance.
We specialise in helping self-employed professionals secure competitive mortgage deals. Whether you’re a sole trader, limited company director, freelancer, or contractor, we know the lenders who take a more flexible, realistic view of self-employed income.
Can I Get a Mortgage if I’m Self-Employed?
Yes—you absolutely can. The core eligibility checks are largely the same as for employed applicants. You’ll need to demonstrate your affordability and pass credit checks. The key difference is how you prove your income.
You may qualify if you meet the following:
- At least 1 year of trading history or accounts (some lenders require 2–3 years)
- A deposit of 5–10% or more
- Clean and organised tax documentation (SA302s and tax year overviews)
- A strong track record of earnings and good credit history
