Perfect Square Financial Limited

Expert Guidance for All Your Mortgage Needs

Based in Kent, serving clients throughout kent and the whole of the Uk

buying your
first home?

Moving
house?

Remortgaging?

Investing in
buy-to-let?

Investing in
buy-to-let?

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

How We Can Help You

PSF Ltd is a trusted and dedicated mortgage and protection AR Firm helping a wide range of people with securing mortgages and protection that is tailored to their specific needs.

At PSF, we specialise in interfacing with a wide range of lenders and insurance providers across the market to secure you the right mortgage; whether being your First home, moving up the property ladder, investing in buy-to -let or remortgaging.

Our team of experienced advisers combines deep market knowledge with a personal, hands on approach to suit a wide range of clients. Whether your income is steady or seasonal, straightforward or complex, our experts team of advisers are here to provide a tailored made solution from the first conversation, to the final signature; ensuring you feel confident and informed throughout the journey.

Let us help you take the next step with confidence.

We specialise in helping the following types of self-employed individuals:

Freelancers

Artists, writers, designers, consultants, and other professionals who work independently.
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Contractors

Individuals who are self-employed and provide services to businesses or organizations on a contract basis
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Sole Traders

Business owners who operate as a single entity
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CIS/Trades

For self-employed tradespeople and CIS workers looking for mortgage solutions that understand how you earn
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Partnerships

Businesses owned by two or more people who share profits and losses
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Limited Companies

Businesses that have a separate legal identity from their owners.
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We also assist a wide range of clients, including:

Employed Individuals

Whether you're a full-time employee, part-time worker, or contract employee, we can help you find the right mortgage
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First Time Buyers

We can guide you through the home-buying process and help you secure a mortgage that fits your budget
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Home Movers

If you're looking to move to a new home, we can assist you with the mortgage process from start to finish
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Remortgage

Whether you're looking to refinance your existing mortgage to lower your interest rate or release equity for home improvements, we can help
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Why choose Us?

At Perfect Square Financials Ltd, we specialise in helping self-employed individuals secure the mortgage solutions they need — even when their income doesn’t fit the traditional mould. We understand the unique challenges faced by self-employed professionals, such as irregular income, complex financial documents, and changing business structures.

At Perfect Square Financials Ltd, we believe that no two clients are the same — and neither are their mortgage needs. That’s why we take a highly personalized approach to every case, offering one-on-one support and tailored advice from the very start.

We take the time to understand your financial situation, your business, and your long-term goals. Whether you’re a sole trader with fluctuating income or a company director drawing dividends, we craft a mortgage strategy that works specifically for you. With clear communication, honest guidance, and a commitment to your success, we make the entire process feel less like a transaction and more like a partnership.

At Perfect Square Financials Ltd, we’ve built strong relationships with a wide range of lenders — from high street banks to specialist mortgage providers. This extensive network gives us access to competitive deals, exclusive rates, and flexible lending criteria that aren’t always available to the general public.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Ready to take the next Step?