Perfect Square Financial Limited
Get in touch today for a free, no-pressure chat to see how we can support you in finding the right mortgage for your new home.
We specialise in Let to Buy mortgages and can guide you through both transactions—your Let to Buy remortgage and your new residential purchase. We’ll:
Handle both mortgages simultaneously to make the process smooth and stress-free
Compare a wide range of lenders to find the most competitive deals
Offer tailored advice based on your equity, rental income, and long-term goals
Our aim is to make the complex feel simple and to put you in full control of your next move.
We have years of experience arranging large mortgages for clients with complex income and high-value property needs. We take a bespoke approach to every case, combining our in-depth market knowledge with access to exclusive deals from major and private banks.
From initial consultation to final offer, we tailor the entire process to your circumstances, ensuring the terms work for you—and that you’re confident in the offer before moving forward.
Eligibility criteria can vary between lenders, but typically you’ll need:
Sufficient equity in your current property to remortgage and raise a deposit for your new home
Rental income projections that comfortably exceed the Let to Buy mortgage payments
Proof that you’re buying another property at the same time
A deposit of at least 10–15% for your new residential mortgage
To be aged 25 or over
A good credit history
We’ll assess your circumstances and make sure everything aligns with the lender’s requirements.
Avoid selling under pressure or at a poor market value
Retain your existing property as a long-term investment
Break the chain and move forward on your timeline
Start your journey as a landlord with the potential for rental income
Whether you’re planning ahead or ready to apply, we’re here to guide you through every step of your Let to Buy journey. Get in touch to explore your options and book a no-obligation consultation today.